Tori Spelling hasn't bought a purse in three years.

The 40-year-old actress - who has four children, Liam, six, Stella, five, Hattie, two, and Finn, 14 months, with her husband Dean McDermott - admits her money problems have got so bad that she hasn't been able to treat herself like she used to do when she was younger, but she's learned cash isn't the most important thing.

"I haven't bought a purse in three years. And it's fine. I look back on that girl who shopped at Gucci in my 20s and I can't even relate. I can't believe I thought it was important," she said, peaking to People magazine.

The former 'Beverly Hills 90210' star - who is currently renting a modest home in the San Fernando Valley in Los Angeles - reportedly inherited $800,000 from her TV producer father, Aaron Spelling, who died in 2006, but she blames her childhood for her lack of money awareness. Writing in her new memoir, Spelling It Like It Is, she said, "It's no mystery why I have money problems. I grew up rich beyond anyone's dreams. I never knew anything else. Even when I try to embrace a simpler lifestyle I can't seem to let go of my expensive tastes. And then there's my shopping problem. I've bought ridiculous amounts of stuff for the kids, clothing, toys, crafts."