You may have already heard of ChaCha. It’s like Ask for cell phones. We bring it up because it is a perfect tool for the holidays. You simply inquire about the best deal on a product and dial 242242 (ChaCha, of course) or 1-800-2ChaCha and they will send you back a text message in a few minutes. Although the service is free, your provider may not be. By the way, if you have a computer with 1GB RAM and win every night when you watch Jeopardy, you can apply to be a guide and actually get paid for it.