iPhone 3G has overtaken the lead in cellular phone sales, dropping the Motorola RAZR out of the top slot for the first time in almost 10 years. The shift would indicate that American consumers are looking for a phone that offers more features than just a handset for making phone calls.The research firm NPD Group recently, in an Engadget report, stated that the recent massive advertising campaign hasn’t hurt Apple either, even if cell phone sales have actually dropped 15 percent since Christmas 2007. Apple still has to be happy with their position as the trendsetter in gadget style and taste. Eventually, America’s cell phone choices will seem far more full featured than what the Asian market already has access to. However, when it comes to short term payday cash loans, America’s choices are broad. The economic crunch that is on combined with the looming Christmas season will force some people will to look for a little help between paydays. If taken with care and responsibility, payday cash can be a useful tool, like an iPhone.

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